AIG, one of the largest private insurance firms in the world. In layman terms, can't budget there checkbook, soo there a couple trillion dollars overdrawn, and can't pay the overdraft fee. If it looks like sh?t, smells like sh?t, it must be a Financial advisor, cause they are full of sh?t, to not see this coming. Lessons learn, great power, requires great responsibility, an these people just have great greed.